Archive for May, 2008

The Liar’s Loan

May 31st, 2008 by Dawn Cutaia, Esquire | Posted in Bankruptcy | 99 Comments »

If you are not in the mortgage business, chances are you are not that familiar with how the mortgage business really works. Most lawyers I know -even real estate lawyers – are not familiar with the underwriting guidelines for mortgages, the way mortgage interest rates are priced, and how banks and mortgage brokers get [...]

What is a Qualified Written Request

May 11th, 2008 by Dawn Cutaia, Esquire | Posted in Bankruptcy, Credit, Mortgages and Real Estate | 972 Comments »

Are you fighting with your mortgage company about how much you owe? Maybe you were behind in your mortgage and attempted to catch up, but your mortgage company is saying you owe more than you think you owe.
Maybe you are in foreclosure – and thinking about filing Chapter 13 bankruptcy, but the overdue balance, [...]