Archive for March, 2010

When Should I Stop Using My Credit Cards

March 14th, 2010 by Dawn Cutaia, Esquire | Posted in Bankruptcy | Comments Off

Most people know that they are in a financial crisis usually about 3-6 months before they contact an attorney for bankruptcy.  Of course, that’s a general rule; some people know for a much longer time but do nothing, for a variety of reasons.
However, credit card companies are becoming more aggressive in fighting charges that are [...]

The Pros and Cons of Debt Settlement

March 14th, 2010 by Dawn Cutaia, Esquire | Posted in Bankruptcy | Comments Off

Clients sometimes ask me whether or not they really should file bankruptcy and if there is any other way to get rid of their debt.  There is a way to get rid of your debt without filing bankruptcy and that is by making settlements with your creditors.  It is important to note that you do [...]